Welcome to My$ (My-Mny.com)

Welcome to My$

Ever look at your bank balance and think, “Can I actually afford this right now?”

Your bank shows you what you have today — but it has no idea your rent is due Thursday, your car payment hits Friday, and your phone bill auto-pays on the weekend. That balance? It’s a lie.

My$ fixes that.

With one tap, My$ shows you your True Available Number — what you can actually spend right now, after every bill, after your safety buffer, before your next paycheck. No math. No spreadsheets. No surprises.

Smart Features, Zero Effort

No Manual Tracking: My$ syncs your cash flow patterns automatically. No typing, no logging, no chores.

Bonus Tip Calculator: Out at dinner? Split the bill and figure out your share in seconds.

Resets at Payday: Every pay cycle starts clean. Your number always reflects where you actually are.

It’s Not Magic — It’s Math

My$ connects to your bank through Plaid — the same secure network used by Venmo, Acorns, and thousands of other apps. Your bank password never touches us.

From there, My$ identifies your regular income and recurring bills automatically. It knows your rent hits on the 1st. It knows your paycheck lands on Friday. It does the subtraction.

The result is one number — what you can actually spend right now, without derailing next week.

🔒 Your Money Is Always Safe

Read-only connection — We partner with Plaid to link your accounts. It is impossible for My$ or anyone at Skyland Reach to move, touch, or withdraw a single penny. Ever.
Your bank password never touches us
Bank-level 256-bit encryption, end to end
Your data is never sold to third parties
All data stored on Supabase servers — enterprise-grade privacy standards

Plans

Free — Forever free, no card ever

Ad-supported

For anyone who wants to take back control, starting today.

You tell My$ your numbers — paycheck, bills, bank balance — and it tells you exactly what you have left to spend. Simple math, beautifully done.

What’s included:

Your “Available Now” number, always front and center
Safety buffer so you’re never caught short
Manual balance, income, and expense entry
Payday schedule tracker
Tip calculator
Works on any phone — add to home screen, no download required

My$ Starter — Your money, on autopilot · $3.99/mo · $35.91/yr

Save 25% annually

For people who are tired of typing numbers and just want the truth.

Connect your bank once. My$ reads your balance automatically, spots your regular bills, and keeps your Available Now number accurate without you lifting a finger.

Everything in Free, plus:

Connect 1 bank or credit union via secure bank link
Balance updates automatically — no more manual entry
Bills and subscriptions detected from your history
Monthly income and expense projections filled in for you
No ads

My$ Plus — Know where every dollar is going · $6.99/mo · $62.91/yr

Save 25% annually

For people who want a full picture, not just a number.

Beyond the Available Now screen, My$ Plus gives you savings goals, spending buckets, and a breakdown of where your money actually went — week by week.

Everything in Starter, plus:

Connect up to 3 accounts (checking, savings, card)
Savings stash tracker — set a target, watch it fill up
Spending pots — divvy your money before you spend it
Spending categories — groceries, dining, subscriptions at a glance
Weekly spending summary

My$ Pro — Your own personal finance analyst · $9.99/mo · $89.91/yr

Save 25% annually

For people who want to see around corners — upcoming bills, future balances, the full picture.

You’ve got a checking account, a savings account, maybe two cards. Things overlap. Bills hit at the worst time. My$ Pro keeps tabs on all of it so you’re never caught off guard.

Everything in Plus, plus:

Connect up to 5 accounts
See what’s coming up in the next 30 days
Get a heads-up before a big bill lands
Monthly snapshot — where did it all go?
One-tap export to CSV — straight to Excel or Sheets

Running a Business?

My$ is built for personal spending. If you need to track operating accounts, division budgets, credit lines, and payroll — that’s a different tool.

MNY$ Corporate Bottom Line is built for founders, operators, and finance leads who need to know their number before the next call, flight, or contract.

→ my-mny.com/business

Just So You Know

Skyland Apps are entirely cloud-based — they won’t bloat your phone or slow it down. No heavy download required. Add My$ straight to your home screen for instant access. Works on Android, iOS, and laptop.

Questions? Email support@skylandapps.com Tell us which app you have questions about!